Secure Your Future with Confidence

Expert guidance in life insurance, annuities, and retirement planning. We help you build a financial strategy that protects what matters most.

35+
Years Experience in Financial Services
98%
Satisfaction Rate
Life Insurance
Protect your loved ones
Annuities
Guaranteed income streams
Retirement Planning
Enjoy your golden years

Comprehensive Financial Services

From protection to growth, we provide integrated solutions for every stage of your financial journey.

Life Insurance

Comprehensive protection for your family's financial future

Term Life Insurance
Whole Life Insurance
Indexed Universal Life (IUL)
Policy Reviews & Optimization

Ensure your loved ones are protected with coverage tailored to your needs and budget.

Annuities

Secure, guaranteed income for your retirement years

Fixed Annuities
Variable Annuities
Indexed Annuities
Income Optimization

Create a reliable income stream that you can't outlive with tax-advantaged growth.

Retirement Planning

Strategic planning for a comfortable and fulfilling retirement

Income Strategy
Tax Planning
Investment Management
Estate Planning

Build a comprehensive retirement strategy that maximizes your savings and minimizes taxes.

Not Sure Where to Start?

Our experts will help you understand your options and create a personalized strategy that fits your goals and budget.

Coverage Calculator

How Much Coverage Do You Need?

Get an instant estimate based on your unique situation

Your Information

$30k$500k
06+
$0$1M
5 years30 years

Your Results

Recommended Coverage
$2.2M
$2,200,000 total coverage
Income Replacement
$1,500,000

20 years of your current income

Dependents Care
$500,000

Education and living expenses

Debt Coverage
$200,000

Mortgage, loans, and other debts

Estimated Monthly Premium
$1100/mo
For a healthy 35-year-old

This is an estimate only. Actual coverage needs and premiums vary based on individual circumstances.

Compare Life Insurance Plans

Click on each tab below to find the right coverage that matches your needs and budget

Term Life

Affordable protection for a specific period

Starting from$25/month

Features Included

Death benefit
Cash value accumulation
Fixed premiums
Flexible coverage period
Tax-deferred growth
Loan options
Estate planning
Investment component
Best For:
Young families, mortgage protection, income replacement

Advantages

  • Lowest cost option
  • Simple and straightforward
  • High coverage amounts available
  • Ideal for temporary needs

Considerations

  • No cash value
  • Coverage expires
  • Premiums increase with age at renewal

Quick Comparison Table

FeatureTerm LifeWhole LifeIUL
Death benefit
Cash value accumulation
Fixed premiums
Flexible coverage period
Tax-deferred growth
Loan options
Estate planning
Investment component

Why Choose Osurity Financial Services?

We combine expertise, integrity, and personalized service to help you make confident financial decisions.

35+
Years Experience in Financial Services
98%
Client Satisfaction

Our Commitment to You

Unbiased Advice

We work with multiple carriers to find you the best solution, not just the highest commission.

Personal Service

You'll work with a dedicated advisor who understands your unique situation and goals.

Expert Knowledge

Our certified advisors stay current with industry changes to provide you the best options.

What Our Clients Say

"Osurity Financial Services helped me find the perfect life insurance policy that fits my budget while providing comprehensive coverage for my family. Their team was patient, knowledgeable, and never pushy."

Sarah Johnson
Small Business Owner

"The retirement planning services exceeded my expectations. They created a strategy that ensures stable income for decades. I finally feel confident about my financial future."

Michael Chen
Retired Engineer

"After comparing multiple annuity options with their expert guidance, I chose a plan that perfectly aligns with my retirement goals. The comparative analysis was incredibly helpful."

Emily Rodriguez
Healthcare Professional

The Truth About Financial Literacy in America

Listen to learn about the financial literacy deficit in America

Discover why we were sold a lie about 401K plans

0:0014:03

What You'll Learn:

  • The shocking truth about financial literacy gaps in America
  • Why traditional 401K plans may not be the solution you were promised
  • Alternative strategies for securing your financial future

Want to learn more? Schedule a free consultation below to discuss your financial goals.

Schedule Your Free Consultation

Get expert advice tailored to your financial goals. No obligation, no pressure.